NEW ROTH 403(B) RETIREMENT CONTRIBUTION OPTIONS

On March 1, 2012, DePauw University began offering a Roth contribution option to your existing 403(b) workplace retirement plan. At this time the Roth 403(b) option will be offered with TIAA-CREF and Fidelity Investments only. Check out the sidebar for a fact sheet.

Who might benefit from a Roth 403(b)?

        A Roth 403(b) could be a good option for:

               • Younger employees who have a longer retirement horizon

                  and more time to accumulate tax-free earnings

               • Highly compensated individuals who aren’t eligible for

                  Roth IRAs, but who want a pool of tax-free money to

                 draw on in retirement

              • Employees who want to leave tax-free money to their heirs